Topic

Trustees Report

2 articles

Will Social Security Run Out? The Trust Funds and the Shortfall Explained

Headlines warn that Social Security is going broke. The reality is more specific: the trust fund reserves are projected to run down, but payroll taxes keep flowing. Here is how the system is funded, what the Trustees Reports actually say, and the scenarios Congress could choose from.

October 20, 2026 6 min read

Retirement

Is Social Security Running Out? The Trust Funds and Shortfall Explained

Social Security is not going bankrupt, but its trust fund reserves are projected to run low. This guide explains how the program is financed, what the trustees' projections actually say, what would happen to benefits if Congress does nothing, the fixes on the table and how to plan around the uncertainty.

October 20, 2026 6 min read