Topic

Taxable Accounts

2 articles

Asset Location Explained: Which Investments Go in Which Account

Asset allocation decides what you own; asset location decides where you hold it. Because taxable, tax-deferred and Roth accounts are taxed differently, the same portfolio can leave you with different after-tax results depending on placement. Here is how the idea works, its limits and the trade-offs.

October 21, 2026 7 min read

Retirement

Retirement Withdrawal Order: Which Accounts to Tap First and Why

Retirees with taxable, tax-deferred and Roth accounts must decide which to draw from first. The conventional order is simple, but taxes, required minimum distributions and Medicare premiums can make a blended approach work better. This guide explains the trade-offs and the questions that shape the answer.

October 21, 2026 6 min read