Retirement
Catch-Up Contributions Explained: Saving More for Retirement After 50
Once you turn 50, the IRS lets you put extra money into 401(k)s, 403(b)s, 457 plans and IRAs. This guide explains who qualifies, how catch-up contributions work in each account, the SECURE 2.0 changes for ages 60 to 63 and the Roth rule for higher earners, plus the year-end deadlines that matter.