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FC MARKETS

Markets, money and the economy, explained for American investors

Topic

High Yield Savings

2 articles

Investing Basics

Emergency Fund vs. Investing: Why Cash Reserves Come First

Investments can lose value exactly when an emergency forces you to sell. An emergency fund is cash set aside to cover shocks such as job loss or a medical bill, so your investments can stay invested. This guide explains how to size a fund, where to keep it and how to balance saving and investing.

6 min read

ETFs & Funds

Money Market Funds vs. High-Yield Savings vs. CDs: Where Cash Can Sit

Money market funds, high-yield savings accounts and certificates of deposit all promise a return on cash, but they are different products with different protections. This guide explains how each works, what FDIC insurance does and does not cover, how yields are quoted and taxed, and how to match cash to its purpose.

7 min read