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FC MARKETS

Markets, money and the economy, explained for American investors

Topic

Catch Up Contributions

2 articles

Retirement

Retirement Planning by Decade: What to Focus On in Your 30s Through 60s

Retirement planning is not one task but a series of different priorities as you age. This guide walks through each decade from your 30s to your 60s, covering the main goals, common mistakes and decisions that tend to matter most at that stage, with pointers to official sources for current limits.

6 min read

Retirement

Catch-Up Contributions Explained: Saving More for Retirement After 50

Once you turn 50, the IRS lets you put extra money into 401(k)s, 403(b)s, 457 plans and IRAs. This guide explains who qualifies, how catch-up contributions work in each account, the SECURE 2.0 changes for ages 60 to 63 and the Roth rule for higher earners, plus the year-end deadlines that matter.

6 min read