Topic

Bucket Strategy

2 articles

The Retirement Bucket Strategy Explained: How It Works and Its Limits

The bucket strategy splits retirement savings into short-, medium- and long-term pools so near-term spending is not tied to stock-market swings. This explainer covers how the buckets are built, how they get refilled, how the approach compares with a simple total-return plan, and where its trade-offs lie.

October 22, 2026 7 min read

Retirement

Sequence of Returns Risk: Why the Order of Market Returns Matters

Two retirees can earn the same average return and end up in very different places, because the order of good and bad years matters once withdrawals begin. Here is how sequence of returns risk works, a worked example, and the tools retirees and planners use to manage it.

October 21, 2026 6 min read